Founding Partners + Leadership Team

Kito’s founders, John Whalen, Roger Frank and Duncan Goldie-Scot, are set apart by their proven experience investing in Africa, their long-term vision, and integrity.

John, Roger and Duncan are complemented by a leadership team of experts in emerging markets, investment, impact, and data science.



John has over 25 years of experience in the private, government, and nonprofit sectors in community-building, international affairs, and technology innovation.

John was previously the President of Pact Social Ventures, where he positioned Pact to invest in, partner with, and advance the connection between social entrepreneurs and Pact’s INGO work. Prior to that, John was the president of Pact Institute and SVP of knowledge management and innovation for Pact globally.

John was a U.S. State Department foreign service officer, completing tours in New Zealand, Kosovo, Guinea and Ecuador.



Roger Frank works at the intersection of capital markets and social enterprise and is one of the pioneers in using capital markets funding for positive social change.

He has spent his career in emerging & international markets and has worked extensively in agriculture, microfinance and technology. He won an inaugural, 2009 Fast Company Award for his innovative financial models and is an industry expert, consultant and frequent lecturer
in sustainable investing.

Publications include the Stanford Social Innovation Review, The Wall Street Journal, Financial Times, Barron’s, Fast Company and Chronicle of Philanthropy.



Duncan Goldie-Scot has been investing in startups companies in Africa for more than ten years and pioneered the use of mobile payments in micro finance institutions (MFIs).

He co-founded the first 100% cashless MFI, created a company to create credit profiles using mobile data, and helped create a technical platform that is now used by MFIs across Africa. Duncan also started First Access, a credit scoring company that uses mobile money data; Access Afya, a chain of high-tech, low-cost health clinic in Nairobi; and, BitPesa, a mobile money to bitcoin gateway and exchange.

Before investing in Africa, Duncan ran his own financial technology publishing company.